Mobile applications help experienced investors, as well as beginners, manage their personal investment portfolio at any time, from anywhere, on vacation, in the car, etc. Considering the rating of the best investment and trading apps for 2022, you can choose the right option for buying securities, management of foreign exchange transactions.
What are
There are two main types of programs for investing and trading:
- Desktop - installed on a personal computer, have a wide functionality.
- Mobile - downloaded to mobile gadgets, there are limited options.
The main advantage of mobile applications is convenience, simplicity (use at any time, any place).
Distinguished by category:
- technical data - operating system, size, OS version;
- cost - free, paid;
- developer - domestic, foreign;
- level of training - beginner, professional;
- number of services, parameters;
- additional commissions;
- protection of personal data (login through a password, fingerprint);
- the presence of individual parameters - setting the desired messages, news.
All mobile offers can be downloaded from Google Play (Android), App Store (iPhones).
How to choose
Before downloading, using a mobile application, you should study the advice of financiers, brokers on specialized websites and forums. Main selection criteria:
- The operating system (OS) installed on the gadget (Android, iOS, macOS).
- Technical data (how much space it takes, latest update, suitable OS version).
- Level of knowledge (beginner, experienced).
- The amount of information.
- Ease of use, simple interface.
- Paid services (payment for registration, commissions, fees).
- Availability of online support available at any time of the day (chat-bot, online consultant).
- Protection of personal information.
Beginners should take training (courses, video tutorials), get acquainted with the main terms and concepts. A convenient function is demo versions, trial participation in operations.
Ranking of the best investment and trading apps for 2022
The review was compiled based on the reviews of visitors to the Google Play, App Store, and financiers of Internet sites. There are three categories: domestic, foreign, training.
Domestic
5th place Investing.com: finance, stocks, investments, exchange
Points: 4.5\5.
The developer is the INVESTING.com company.
Offers features:
- financial status in real time;
- Top news;
- control of real, potential assets (lists, portfolios);
- analysis tools;
- setting up personal notifications about changes (prices, events, reports).
There is data: stocks of well-known companies, commodity prices, exchange rates, stock market indices, bonds, rates.
Characteristics: occupies 57 MB, downloaded more than 10 million times, updated 10/31/2021, version 6.8.
Advantages:
- user-friendly interface;
- fresh data;
- a lot of information;
- setting up personal messages, portfolio;
- installing a widget on the desktop.
Flaws:
- often crashes;
- data leak (phone number).
4th place FinamTrade: investment in shares
Rating: 4.0\5.
Developed by Finam.
Functional:
- domestic stocks, bonds;
- futures (Moscow Exchange, US markets);
- foreign securities exchanges (London LSE, American NYSE, NASDAQ, German Xetra);
- currency exchange, withdrawal to the card, application for investment;
- cryptocurrency.
Laconic interface, it is possible to change the background (dark, light). Application window with the necessary parameters: account, type, price, quantity, conditions.
Parameters: occupies 50 MB, downloaded more than 100,000 times, last updated 10/27/2021, version 9.0.2.
Awards: Laureate of the Financial Market Elite Award (2018).
Advantages:
- wide functionality (10.000 parameters);
- background change;
- installation on smart watches (Apple Watch);
- last news;
- push notifications, analytical indicators;
- graphic analytics.
Flaws:
- there is little analytics for the portfolio;
- I don't see the transaction fee.
3rd place BCS World of Investments - purchase of shares, broker, exchange
Points: 4.7\5.
Development of "FG BCS".
Offers features:
- Online opening of a brokerage account.
- Free training for beginners.
- Personal investments, analysis, ideas.
- Sale, purchase of currencies, shares at the exchange rate.
- Convenient account management.
- Up-to-date data, calendar of events.
- Analyzes (graphical, fundamental).
Parameters: size 83 MB, number of downloads over 1 million times, current version 4.67.0.5965, last updated 10/27/2021.
Advantages:
- wide functionality;
- convenient menu;
- account can be opened online;
- detailed analytics;
- unlimited purchase of currencies;
- fast feedback.
Flaws:
- commissions are visible in the monthly countdown;
- no application filters.
2nd place Tinkoff Investments - shares
Points: 4.8\5.
Tinkoff Bank program.
There are possibilities:
- Investor's instruments (shares, OFZ, bonds, securities of world exchanges).
- Trader (currency transactions, quick withdrawal of funds, analytics, forecasts).
- Transfer without commission, by cards of other banks.
- Calendar of events.
- Exchange, historical data.
- Social network "Pulse".
- Rates, orders (conditions, stop orders, speed).
- Convenient installation of notifications (by events, dates) on any gadgets.
Free package "Investor" - transactions in the amount of less than 116,000 rubles.
Properties: size 85 MB, downloads over 5 million, version 4.26.0, updated 10/20/2021.
Advantages:
- user-friendly interface;
- analytical data;
- social network "Pulse";
- quick withdrawal/deposit of funds;
- round the clock support.
Flaws:
- there is no futures market;
- without graphical analysis indicators.
1st place VTB My Investments
Rating: 4.9\5.
Developed by VTB.
Peculiarities:
- Opening of IIA (individual investment account): 13%, annual tax deduction up to 52,000 rubles.
- After opening an account, passing training - promotions as a gift.
- Online clearance.
- Investment - any amount, commission - 0.05% of the transaction.
- Access to 33 exchanges for free.
- Over 10,000 tools.
- Analysis, selection of the best offers.
- Robot advisor (balance from 50,000 rubles).
- Quick quotes, glass.
For beginners - the "My Online" package. There are 5 investment portfolios, the yield is 15-59%.
"Personal Advisor": paid service, 20,000 rubles per month.
Parameters: version 2.23.0-production, updated 10/18/2021, the number of downloads is more than 1 million times.
Advantages:
- convenient, clear menu;
- quick opening of accounts;
- many tools;
- access to stock exchanges;
- special offers for beginners;
- robot advisor.
Flaws:
- indicators cannot be set.
Foreign
4th place eToro
Points: 4.2\5.
eToro Program.
Peculiarities:
- instruments: futures, stocks, commodities, investment funds;
- trading strategies, auto-following, trust management;
- margin lending, demo account;
- free storage, account management;
- support 24/5;
- cryptocurrencies.
Brokerage license in Cyprus.
Characteristics: size 57 MB, number of downloads 10 million times, version 353.0.0, updated 10/26/2021.
Advantages:
- trading without commissions, fees;
- fractional share contracts;
- auto-tracking of transactions;
- copying operations without payment;
- large leverage;
- transfer of cryptocurrencies.
Flaws:
- transactions with currencies are not available for citizens of the Russian Federation;
- independent calculation, payment of taxes;
- support in Russian only on weekdays.
3rd place EXANTE Trading
Rating: 4.0\5.
Developed by XNT.Ltd.
Properties:
- access to 50 world markets;
- real time quotes;
- traffic analysis;
- carrying out transactions from one account (shares, cryptocurrency, FES);
- balance control;
- round the clock feedback;
- more than 400.000 tools.
The minimum deposit for individuals is 10 thousand euros.
Parameters: occupies 22 MB, downloaded more than 10,000 times, version 4.15.2, updated 10/29/2021.
Advantages:
- suitable for professionals;
- wide functionality;
- clear interface;
- round the clock support;
- personal consultant;
- you can open a demo account.
- available on various gadgets.
Flaws:
- not suitable for beginners;
- high minimum deposit amount.
2nd place IBKR Mobile
Developed by Interactive Brokers Group.
Properties:
- access to 135 markets, 33 countries, 23 currencies;
- trading strategies for 100 types of orders;
- detailed reporting (cost analysis, brand information, confirmations);
- book trader;
- market data scanners (real time);
- email notifications;
- protection of personal data ("Secure Entry Systems" IB);
- free feedback 24\6.
There is a trial version: access to all markets, up-to-date data (10-15 minutes late), customization of your interface, news, developments, commission comparison.
Features: occupies 25 MB, downloaded over 1 million times, version 8.4.475, updated 10/20/2021.
Advantages:
- wide functionality;
- work at 135 sites;
- personal settings, notifications;
- low commissions;
- convenient scanners;
- protection of personal information;
- quick response to questions.
Flaws:
- no AppStore (Russia) option.
1st place Just2Trade Europe
A subsidiary of the Russian holding "Finam". Licensed in Cyprus.
Properties:
- transactions: markets (stock, over-the-counter, currency, derivatives, IPO, cryptocurrencies);
- free maintenance, storage of the account;
- trust management, auto-following, signals, strategies;
- margin lending, voice control;
- opening a demo account;
- round the clock support in Russian.
There is a personal Robo-advisor (robo-advisor).
Additional payment: participation in the IPO (minimum amount 1,000 USD), voice order, dividend payment, inactivity.
Advantages:
- work on American stock exchanges;
- quick participation service;
- low commissions;
- user-friendly interface;
- robo-advisor;
- fast feedback;
- withdrawal of funds through the crypto-exchange.
Flaws:
- additional commissions;
- independent calculation, payment of taxes.
Education
6th place Investments
Rating: 4.3\5.
Metamorphoze company program.
Is a series of "Mobile student". Contains 200-300 pages of text.
Contains definitions of the main concepts:
- investments - savings, maintenance, activities;
- invest. cycle, process;
- stages, efficiency;
- classification;
- investors;
- yield index;
- payback period;
- analysis, risk assessment.
Parameters: size 494k, installations 5.000 times, version 2.1. Update - 2013. year. When viewing materials, an Internet connection is not required.
Advantages:
- takes up little space;
- a lot of information, terms;
- works without internet connection.
Flaws:
- has not been updated for a long time;
- outdated design.
5th place Forex - training, stock trading simulator
Points: 4.4\5.
Developed by Hotmagma.
Peculiarities:
- three courses for beginners (currency, stocks, crypto);
- advice from experienced traders;
- exchange simulator without registration;
- free access to stock quotes;
- competitions with other participants;
- passing tests, receiving virtual funds;
- forex trading, crypto trading rules;
- 14 principles of trading.
Characteristics: occupies 12 MB, updated 11/10/2020, version 1.2. Downloaded over 100,000 times.
Advantages:
- many concepts;
- game form;
- receiving virtual bonuses for transactions;
- clear menu;
- takes up little space.
Flaws:
- has not been updated for a long time.
4th place Investment education in stocks
Rating: 4.5\5.
Developed by Otkritie Broker JSC.
The whole course is divided into video tutorials, articles, participation in webinars:
- video: individual investment account (IIA), securities market participants, analysis of income and expenses, goals and cycles of finance;
- articles: personal planning, structural products, opening America, the impact on the exchange rate.
Experienced students - features of short-term transactions, Eurobonds and OFZ.
Characteristics: size 12 MB, version 2.6.1 (246), updated on 10/12/2021. Downloaded over 10,000 times.
Advantages:
- convenient division of videos, articles;
- many materials;
- participation in webinars, advice from experienced traders.
Flaws:
3rd place IntelInvest - investment accounting
Points: 4.7\5.
Intelinvest team program.
Suitable for beginners and experienced professionals. Main functions:
- draws up a detailed analysis of the effectiveness of operations;
- viewing indicators (bonds, cryptocurrencies, precious metals);
- updated securities quotes;
- average price, dividends;
- download broker report.
Parameters: volume 16 MB, version 2.0.22 build 1, updated on 10/30/2021. Downloaded over 50,000 times.
Advantages:
- convenient charts;
- automatic calculation of indicators;
- analysis, dividends.
Flaws:
- additional services for payment.
2nd place Trader Course : Invest Tutorial
Rating: 4.8\5.
Wind Follower program.
Consists of 11 lessons, knowledge testing, start of investment after 3 lessons.
Basic concepts:
- features of the Forex market;
- opening a demo account (training), real account;
- necessary tools;
- duties of a trader;
- traits of a good broker.
Characteristics: volume 14 MB, installed 10,000 times, version 1.3.1. Update 10/19/2021.
Advantages:
- animated lessons;
- duration 5 minutes;
- checking with tests after each lesson;
- clear interface.
Flaws:
1st place Invest-Tutorial: investments
Points: 4.9\5.
Development of "Tinkoff Bank".
Consists of nine online lessons. Duration 2 hours.
Main topics:
- investment conditions;
- broker selection rules;
- features of shares, securities;
- collection of investment portfolio;
- income, expenses;
- payment of taxes;
- minuses of speculation, excitement.
Additionally: properties of currency exchanges, opening a brokerage account, risks, analyzes.
There are tests after each lesson. At the end of the course, there is an exam.
Characteristics: size 50 Mb, new version 2.5.0, date 11/02/2021. The number of installations is more than 1 million times.
Advantages:
- clear menu;
- main concepts;
- simple language of instruction;
- knowledge check - tests, exam;
- newcomers.
Flaws:
Conclusion
Earnings on stock exchanges, investments, profitable long-term offers - additional or main income of modern people. By studying the ranking of the best investment and trading apps for 2022, you can choose the right option for a novice, experienced trader.